Uzbekistan is analyzing the possibility of obliging organizations that provide loans for the purchase of consumer goods with subsequent payment in installments to transfer information about these installments to credit bureaus. This is due to the fact that the debt attracted by buyers remains outside of bank regulation, so they do not have the necessary information about the real credit load of the consumer in case of granting him a loan or microloan.

In world practice, if an installment is granted for a period of more than one year and if there is a difference between the amount of the installment and the final payment, it falls under state regulation. The KPMG study indicated that in 2023 the market of POS-financing (payment after receipt of goods) and installment payments in Uzbekistan is estimated in the range of USD 450-500 million.